Support the government’s initiative to promote a saving culture with TabunganKu, a savings account with simple requirements and a low initial deposit.
No monthly administration fee
Free cash withdrawals at MNC Bank ATMs and ATMs with ATM Bersama and Prima logos, with a minimum average balance of IDR 5 million in the previous month
Fund transfers via ATM Bersama in real time
Convenient monthly bill payments: PLN, Telkom, PAM, Credit Card, Taxes
Access to MotionBank services
24-hour Call Center service: 1500188
Facility
Customer Value Proposition for account without ATM feature | Additional benefits for account with ATM Feature |
Free monthly administration fee, so your balance will not be reduced | Free cash withdrawals at MNC Bank ATM |
Easy Requirements | Free cash withdrawals at ATM Bersama and Prima |
Low initial deposit | und transfers via ATM to all member banks of ATM Bersama, Prima, and ALTO in real time online |
Low minimum balance | Easy payment of routine monthly bills: PLN, Telkom, PAM (Aetra), MNC credit card & tax |
Interest Rate
Balance | Rate |
0 - 500 thousand | 0,00% |
> 500 thousand - 1 million | 0,25% |
1 million and above | 0,75% |
Fees & Charges
Minimum initial deposit | IDR 20,000 |
Minimum subsequent deposit | IDR 10,000 |
Minimum cash withdrawal | IDR 100,000 |
Minimum balance | IDR 20,000 |
Administration Fee | Free |
ATM Card fee (optional) | IDR 5,000 |
Below minimum balance penalty | Free (cannot be withdrawn if balance < IDR 20,000) |
Dormant account penalty | IDR 2,000 per month |
Account closure fee | IDR 20,000 |
Terms and Conditions
Individual customers, minimum age 17 years old
For children, using parent’s CIF
Submit a copy of identity card and NPWP
Sign KYC & account opening form
Initial deposit IDR 20,000
Minimum maintained balance IDR 20,000
Risks
Transaction failure due to disruption in communication network or bank system
Balance may decrease because bank administration fees are greater than the net interest received
Fees
Account closure IDR 20,000
Dormant account penalty IDR 2,000
Passbook replacement due to loss/damage FREE
Find complete information about TabunganKu that you need here.
