MNC JCB Ultimate delivers a more premium transaction experience through comfort, exclusivity, and a range of selected benefits. Designed to complement a modern lifestyle, this credit card offers added convenience for various everyday needs and activities.
Benefits
Annual fee waiver for the first 3 (three) years.
Cashback of up to IDR 200,000 per calendar month, subject to the following terms:
0.2% cashback for transactions ranging from IDR 10,000,000 to IDR 20,000,000.
0.25% cashback for transactions above IDR 20,000,000.
Maximum cashback of IDR 200,000 per calendar month.
Cashback is not applicable to transactions in certain merchant categories, including Donations, Strategic, Gas Stations, Utilities, Government, Parking, Wholesale, and Education.
Enjoy a variety of privileges and special benefits with JCB. Click here.
0% installment program for eligible online e-commerce transactions at participating merchants.
MNC Pay installment facility for up to 24 months with low interest rates ranging from 0.99% to 1.25%, with the following steps:
Log in to the MotionBank app.
Select the Credit Card menu.
Select the Installment submenu.
Select the credit card source → select the account → select the credit card number **** **** **** 1234.
Select the transaction to be converted into installments.
Click Convert to Installment.
The process is complete.
Limit
IDR 50,000,000 to IDR 2,000,000,000
General Requirements
Minimum age of the card applicant: 21 years old or married.
Maximum age of the card applicant: 65 years old.
Minimum annual income: IDR 120,000,000
Fees and Interest Rates
Description | Cost |
Annual Fee | IDR 1,250,000 (main card) IDR 750,000 (additional card) |
Interest | 1.75% per month or 21% per year (adjusted to regulatory requirements) |
Cash advance | 5% of the amount taken or minimum IDR 100,000 |
Minimum payment fee | 5% of the total retail transaction balance or a minimum of IDR 50,000, whichever is higher. |
Late payment fees | 1% of total bill, maximum IDR 100,000 |
Temporary & permanent increase limit fee | IDR 100,000 / card |
Card replacement fees | IDR 100,000 / card |
Overlimit fees | IDR 200,000 / card |
Notification fees | IDR 10,000 |
Billing statement fees – sending by email | Free |
Billing statement paper fees | IDR 30,000 |
Reprint Billing Statement | IDR 35,000 / sheet |
Copy Sales Draft | IDR 75,000 |
Click here to download the MNC JCB Utimate e-Booklet Guidance
