MNC JCB Precious is a credit card that offers more than just convenient transactions. A range of selected benefits is designed to support everyday needs while complementing a more practical and comfortable lifestyle.
Benefits
Annual fee waiver for the first 3 (three) years.
Enjoy a variety of privileges and special benefits with JCB. Click here.
0% installment program for eligible online e-commerce transactions at participating merchants.
MNC Pay installment facility for up to 24 months with low interest rates ranging from 0.99% to 1.25%, with the following steps:
- Log in to the MotionBank app.
- Select the Credit Card menu.
- Select the Installment submenu.
- Select the credit card source → select the account → select the credit card number **** **** **** 1234.
- Select the transaction to be converted into installments.
- Click Convert to Installment.
- The process is complete.
Limit
IDR 10,000,000 to IDR 49,000,000
General Requirements
Minimum age of the card applicant: 21 years old or married.
Maximum age of the card applicant: 65 years old.
Minimum annual income: IDR 65,000,000
Fees and Interest Rates
Description | Cost |
Annual Fee | IDR 300,000 (main card) IDR 150,000 (additional card) |
Interest | 1.75% per month or 21% per year (adjusted to regulatory requirements) |
Cash advance | 5% of the amount taken or minimum IDR 100,000 |
Minimum payment fee | 5% of the total retail transaction balance or a minimum of IDR 50,000, whichever is higher. |
Late payment fees | 1% of total bill, maximum IDR 100,000 |
Temporary & permanent increase limit fee | IDR 100,000 / card |
Card replacement fees | IDR 100,000 / card |
Overlimit fees | IDR 200,000 / card |
Notification fees | IDR 10,000 |
Billing statement fees – sending by email | Free |
Billing statement paper fees | IDR 30,000 |
Reprint Billing Statement | IDR 35,000 / sheet |
Copy Sales Draft | IDR 75,000 |
Click here to download the MNC JCB Precious e-Booklet Guidance
