The FamilyMart MNC Titanium Card is a co-branded credit card with contactless functionality, issued by PT Bank MNC Internasional Tbk in collaboration with FamilyMart / PT Fajar Mitra Indah under license from Mastercard International.
Benefit
· Lifetime annual fee waiver from the date the credit card is approved.
· 10% (ten percent) cashback, subject to the following terms:
o Applicable to transactions at all FamilyMart stores with a minimum transaction amount of IDR 25,000 (twenty-five thousand rupiah).
o Maximum cashback of IDR 50,000 (fifty thousand rupiah) per customer per month.
o Cashback is not applicable to transactions using the Buy 1 Get 2 promotion every Monday.
· Buy 1 Get 2 on your favorite beverages:
o Get 1 (one) Regular-sized beverage every Monday with the purchase of 1 (one) Large-sized beverage.
o The promotion is valid for a maximum of 1 (one) time per Primary Card per day and is only applicable to offline transactions at FamilyMart stores in Indonesia.
· Promotion for the purchase of 1 (one) beverage at IDR 1 (one rupiah), valid for a maximum of 1 (one) time per Primary Card per day and only applicable to offline transactions at FamilyMart stores located at airports in Indonesia.
· 0% installment program for eligible online e-commerce transactions with participating merchants.
· MNC Pay installment facility for up to 24 months with low interest rates ranging from 0.99% to 1.25%, with the following steps:
o Log in to the MotionBank app.
o Select the Credit Card menu.
o Select the Installment submenu.
o Select the credit card source → select the account → click the credit card number **** **** **** 1234.
o Click Convert to Installment.
o The process is complete.
Limits
Credit Card Type | Credit Card Limit |
FamilyMart MNC Titanium Card | IDR 5,000,000 up to IDR 1,000,000,000 |
General Conditions
• Minimum age for card applicant is 21 years or married.
• Maximum age of card applicant is 65 years.
• Minimum income IDR 65 million / year
Fees and Interest Rates
Description | Cost |
Annual Fee | IDR 300.000 (main card) IDR 150.000 (additional card) |
Interest | 1.75% per month or 21% per year (adjusted to regulatory requirements) |
Cash Advance | 5% of the amount taken or minimum IDR 100.000 |
Minimum Payment Fee | 5% of the total retail transaction balance or a minimum of IDR 50,000, whichever is higher. |
Late payment fees | 1% of total bill, maximum IDR 100,000 |
Temporary & Permanent Increase limit fee | IDR 100.000 / card |
Card replacement fees | IDR 100.000 / card |
Overlimit fees | IDR 200.000 / card |
Notification fees | IDR 10.000 |
Billing Statement fees – Sending by email | Free |
Billing statement paper fees | IDR 30.000 |
Reprint Billing Statement | IDR 35.000 / sheet |
Copy Sales Draft | IDR 75.000 |
Click here to download the FamilyMart MNC Titanium Card e-booklet guidance

