Infinite Pleasure
The MNC Bank Citilink VISA Card with contactless features is a co-branded credit card issued by PT Bank MNC Internasional Tbk in collaboration with PT Citilink Indonesia under license from VISA Worldwide.
Benefits
1,000 Miles Bonus
A welcome bonus of 1,000 miles for MNC Bank Citilink VISA Cardholders who have activated their card and made retail transactions at merchants in the hotel, travel, and airline categories with a minimum accumulated transaction value of IDR 2,000,000 (two million rupiah) within 1 (one) calendar month.
The welcome bonus miles are valid within 90 (ninety) calendar days from the credit card approval date.
Not applicable for cash withdrawals via ATM (cash advance), cash on hand (COH) transactions, transactions at all gas stations, and transactions at Paper.id merchants.
The welcome bonus miles can only be received once per customer (primary card).
Mileage Services
Assistance with LinkMiles Citilink membership registration for MNC Bank Citilink VISA Cardholders who are not yet members of LinkMiles.
Mileage Accrual
Earn miles from retail transactions anywhere with a minimum accumulated monthly spending of IDR 2,500,000 (two million five hundred thousand rupiah) within 1 (one) calendar month as a requirement for miles calculation.
Miles are earned for transactions starting from a minimum of IDR 100,000 (one hundred thousand rupiah) or its multiples, where every IDR 100,000 is equivalent to 10 miles*.
Not applicable for the following transactions:*
All Offline Transactions
Cash withdrawals via ATM (cash advance)
Cash On Hand (COH) transactions
Transactions at all gas stations
Transactions at Paper.id merchants
Transactions under MCC Utilities category
Maximum miles earned per month is 10,000 miles and/or with a maximum transaction of IDR 100,000,000
*Effective starting 1 October 2025
Free annual fee for the first 3 years
0% installment program for online transactions at partnered e-commerce platforms
MNC Pay installment facility up to 24 months with competitive interest rates, with the following steps:
Log in to the MotionBank App
Select the credit card menu
Click the installment submenu
Select credit card source → choose account → click credit card number **** **** **** 1234
Select or search for the transaction to convert
Click convert to installment
Process completed
Limit
IDR 5,000,000 to IDR 1,000,000,000
General Requirements
Minimum applicant age: 21 years old or married
Maximum applicant age: 65 years old
Minimum income: IDR 65 million per year
Fees and Interest Rates
Description | Fees |
Annual Fee | IDR 300,000 (primary card) |
Interest Rate | 1.75% per month or 21% per year (subject to regulatory provisions) |
Cash Advance Fee | 5% of the withdrawn amount or minimum IDR100,000 |
Minimum Payment Fee | 5% of total retail bill or minimum IDR50,000 (whichever is higher) |
Late Payment Fee | 1% of total bill, maximum IDR100,000 |
Click here to download the MNC Bank Citilink VISA Card e-Booklet Guidance
Get your MNC Bank Citilink VISA Card today
Apply Now!
