MNC Bank Access Card
The MNC Bank Access Card, a contactless credit card, is a co-branded credit card issued by PT Bank MNC Internasional Tbk in collaboration with PT Kereta Api Indonesia (Persero) under a VISA Worldwide license.
Benefits
Free annual fee for the first 3 years
20% cashback up to IDR 100,000 for train ticket purchases, subject to the following conditions:
Minimum transaction IDR 400,000
Maximum cashback IDR 100,000 per calendar month per card.
Valid for primary card only.
Valid for purchases of all travel routes, one-way, and/or round-trip, through the Access by KAI application.
Cashback will be credited directly to the customer's credit card the following month after the transaction.
Cashback crediting requires the credit card to be active and no late payments.
0% installments for online transactions with partner e-commerce platforms.
MNC Pay installment plans for up to 24 months with low interest, as follows:
Log in to the MotionBank app
Select the credit card menu
Click the installment submenu
Select credit card source -> select account -> click credit card number **** **** **** 1234
Select or search for the transaction to be paid in installments
Click change to installments
Process complete
Limit
Card Type | Credit Card Limit |
MNC Bank Access Card Credit Card | IDR 5,000,000 until IDR 1,000,000,000 |
General Requirements
Minimum age of card applicant is 21 years or married
Maximum age of card applicant is 65 years
Minimum income of IDR 65 million/year
Fees and Interest Rates
Description | Fees |
Annual fee | IDR 300,000 (main card) |
IDR 150,000 (additional card) | |
Interest costs | 1.75% per month or 21% per year (adjusted to regulatory provisions) |
Cash withdrawal fees | 5% of the amount withdrawn or minimum IDR 100,000 |
Minimum payment fee | 5% of the total retail bill or a minimum of IDR 50,000 (whichever is higher) |
Late payment fees | 1% of the total bill, maximum IDR 100,000 |
Click here to download the MNC Bank Access Card Credit Card Guidance e-Booklet.
Apply for the MNC Bank Access Card via the link: Apply Now!
