MODENA Pay is a credit card resulting from a collaboration between MODENA and MNC Bank, designed to make your daily transactions easier, more flexible, and more rewarding. Perform various transactions such as shopping, bill payments, installments, and cash withdrawals, and enjoy exclusive offers on every transaction and purchase of MODENA products.
Easy & Practical Transactions Anytime
Benefits:
Exclusive benefits for MODENA Pay Credit Cardholders:
Free annual fee for the first 3 (three) years
5% cashback up to a maximum of IDR 250,000 with a minimum transaction of IDR 3,000,000 for home appliance purchases at MODENA outlets
0% installment program for up to 12 (twelve) months at MODENA outlets with a minimum transaction of IDR 1,000,000
0% installment program for online transactions at partnered e-commerce platforms
0% installment program for online transactions at partnered e-commerce platforms
MNC Pay installment facility up to 24 months with competitive interest rates, with the following steps:
Login to the MotionBank App
Select the credit card menu
Select the installment submenu
Select credit card source → choose account → click credit card number **** **** **** 1234
Select or search for the transaction to convert
Select convert to installment
Process completed
Credit Limit
IDR 5,000,000 - to IDR 500,000,000
General Requirements
Minimum applicant age: 21 years old or married
Maximum applicant age: 65 years old
Minimum income: IDR 65 million per year
Fees and Interest Rates
Description | Fees |
Annual Fee | IDR 300,000 (primary card) |
Retail Transaction Interest | 1.75% per month or 21% per year (subject to regulatory provisions) |
Cash Advance Fee | 5% of the withdrawn amount or minimum IDR 100,000 |
Cash Advance Interest | 1.75% per month or 21% per year (subject to regulatory provisions) |
Limit Increase Fee (permanent and temporary) | IDR 100,000 /card |
Card Replacement Fee | IDR 100,000 /card |
Overlimit Fee | IDR 200,000 /card |
Notification Fee | IDR 10,000 |
Statement Printing Fee | IDR 30,000 |
E-Statement Fee | Free |
Late Payment Fee | 1% of total bill, maximum IDR 100,000 |
Statement Reprint Fee | IDR 35,000/statement |
Sales Draft Copy Fee | IDR 50,000 |
Click here to download the MODENA Pay Credit Card e-Booklet Guidance
Get your MODENA Pay Credit Card today
Apply Now!
