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The Prime Lending Rate (SBDK)

Prime Lending Rate (PLR)

The Prime Lending Rate (SBDK)

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  • Prime Lending Rate (PLR) is used as the basis for determining the lending interest rate to be charged by the Bank to customers. The Prime Lending Rate (PLR) does not yet take into account the estimated risk premium component, the amount of which depends on the Bank’s assessment of the risk of each debtor or group of debtors.

  • Thus, the lending interest rate charged to debtors may not necessarily be the same as the Prime Lending Rate (PLR).

  • For consumer loans excluding mortgage loans, it does not include fund disbursement through credit cards and unsecured loans (KTA).

  • Information on the applicable Prime Lending Rate (PLR) at any time can be found in publications at each MNC Bank branch office and/or on the MNC Bank website www.mncbank.co.id 


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