JAKARTA - PT Bank MNC Internasional Tbk (MNC Bank) introduced MNC SmartLoan. The latest innovation from MNC Bank is a special credit program for the Small and Medium Enterprises (UKM) sector. The company targets SME loans this year to reach Rp400 billion.
"MNC Bank innovates to make it easier for customers to conduct banking transactions," said MNC President Director Bank Mahdan, at the iNews Tower, Jakarta, Tuesday (May 28, 2019).
According to Mahdan, with the development of the SME sector, unemployment due to the workforce that is not absorbed is reduced. In addition, the Government currently also encourages the banking industry to support the growth of SMEs by channeling loans to them.
In the future, it is hoped that entrepreneurs will no longer find it difficult to reach capital from banks. "One of the businesses that we are going to boost to be able to boost the growth of lending performance is SME lending. Why? because the Small and Medium Enterprises (SME) sector has an important role in driving the growth of the Indonesian economy, "he said.
Then the interest obligation is paid every month based on the use of the loan facility. Then the loan principal can be paid when the loan is due or can be extended again. "One of our efforts to improve performance, is to present an innovative loan program and can answer the issues and obstacles faced by SME sector actors," he said.
MNC Bank Chief Officer Vincentia Djuniwati added that MNC SmartLoan is presented as a flexible, easy-to-use, fast process, and ceiling product that fits the needs on target. Some other advantages are, can provide working capital requirements for prospective borrowers with a maximum financing of 60% of the bank's assessment.
"Our targeted segment is SMEs with a maximum loan ceiling of IDR 10 billion with a simple process. Flexible interest payments according to their minimum requirements. But the condition is that they have to operate for two years, "Djuniwati said.
Current account loan services provided, make it easier for debtors to manage their cash flow needs. Interest obligations are paid monthly based on the use of the loan facility. In addition, the loan principal can be paid when the loan is due or can be extended again. Djuniwati hopes that with the answer to the various issues and constraints of the SME sector, entrepreneurs will no longer find it difficult to achieve capital from banks.
This news has been published at mncupdate.com